Old – Our Services

Initial review meeting

• Take time to understand personal circumstances
• Identify objectives & priorities
• Explain & agree investment risk profile
• Agree costs & next steps
• Charge agreed for on-going work at initial meeting

Strategy preparation and reporting

• Provide a summary of priorities and objectives
• Research results from the whole of market
• Create an overall investment strategy, including risk profile, objectives, consideration of the tax considerations
• Build an appropriate portfolio
  • Other specific review/report services are provide
  • Review of pre-existing investment portfolio
  • Review of existing income & capital protection arrangements
  • Inheritance tax mitigation
  • Pension transfer service

Follow up meeting – face-to-face explanation of strategy

• Explain full rationale for the recommended strategy
• Answer any queries and discuss expectations
• Help reach an informed decision on how best to proceed

Implementation of strategy

• Provide all the necessary paperwork
• Assist with completing paperwork Submission & tracking applications
• Confirmation communication
• Liaison with professional Advisers as required
• Ongoing service provided at a charge agreed at the initial meeting

Annual Review

• Pre-arranged telephone meeting once a year to review the portfolio and update knowledge of personal situation, risk profile and product performance
• Provide a consolidated portfolio valuation statement
• Comment on portfolio and recommend any appropriate changes
• Implement changes as required
• Provide updated consolidated portfolio valuation in the event of changes

Access to an adviser

• Additional access to an adviser with unlimited telephone and e-mail access
• News letter

Preparation – Initial and follow up meetings

• We spend time getting to understand each individual’s specific needs
• Review the features benefits and return of any existing investment portfolio or investment plans
• Research options available from the whole of market
• Consider inheritance tax mitigation, pension transfer services and income options at retirement
• Create an investment strategy taking into account risk profile, objectives, tax position
• We prepare a personal strategy report which is used as the basis for a second meeting, where the rationale is explained, options can be explored and queries or changes made
• Provide specific review/report services as required

Implementation, annual review and ongoing service

• Assist with completing any necessary paperwork
• Submit and track applications
• Liaise with professional advisers and providers
• Annual review of portfolio and requirements
• Annual face to face meeting
• Implement any changes
• Provide a consolidated portfolio valuation statement (frequency can vary up to a maximum of one report per quarter)
• Unlimited access to an adviser, priority response to emails (within 24 hours)
• Newsletter