Personal Insurance

Most people have modern day financial worries for example caring for children, looking out for elderly relatives, the aftermath from divorce, redundancy or inheritance issues.

Sometimes the worst happens. A partner dies suddenly and sadly rather than having time to grieve the family are faced with complex paperwork and rocketing legal costs. Occasionally children don’t inherit anything – the tax man takes it all instead! Often all it would have taken is some planning, sound advice, appropriate financial products and some form filling to ensure that if the worst happened loved ones won’t be left financially devastated.

Good financial advice can future proof your family by providing security and peace of mind in knowing that your loved ones are protected.

 Protection & Life Insurance mother-daughter

There are a variety of financial products on the market which provide personal protection for you and your family in the event of traumatic life events such as serious disability or death


It can be difficult to decide which of the many products available would be the best option for you.

Features, costs and rates vary and over time and can make a big difference to the return. That’s where we can help. We can advise you on various types of protection products on the market.

We take time with each of our clients to understand their specific needs before we make recommendations and we provide protection expertise which will help reduce the impact of financial worries at a difficult time.

We can research your requirements with third party providers and ensure that the quotes you get are the best available on the market.

There is a wide range of protection and life insurance products available which we can provide advice on.

     Life insurance

  • Level term
  • Increasing term
  • Renewable term
  • Convertible term investment linked
  • Endowment
  • Whole of Life
  • With profits
  • Family income benefit

    Health Insurance

  • PMI (Private Medical Insurance)
  • CI (Critical Illness)
  • Income Protection
  • Long Term Care
  • PHI (Permanent Health Care)

If you are concerned for the financial security of those who depend on you and you want guidance on the options available contact us for advice.