Notice
Income Replacement
We research and implement the schemes most appropriate for each employer.
• Income replacement benefit pays out should the employeebe unable to work due to ill-health, after a specific delay period
• Length of delay period determines the level of premium paid
(e.g. a 6 month delay period will cost less than a 3 month one)
• Income replacement is paid to the employee right up to their
normal retirement age should the ill health persist
• Means that the employer doesn’t have to worry about paying
individuals out of their own funds in the event of prolonged
absence and is a great comfort to employees
• An assessment of the health of the employee may need to be
conducted prior to being accepted on such a scheme - policy
documentation and further advice is required to fully understand
what the policy covers
Please read our Privacy Statement before completing any enquiry
form or before sending an email to us.
The Financial Services Authority does not regulate taxation, tax planning or trust
advice. Levels and bases of, and reliefs from, tax are subject to change.
JB Wealth Management Ltd is authorised and regulated by the Financial
Services Authority (http://www.fsa.gov.uk/register/home.do).
FSA Registration No: 118513
JB Wealth Management Ltd
Registered Address:
8-10 South Street, Epsom, KT18 7PF
Registered in England and Wales, No. 01347949

