How we are paid
If you would like to meet with one of our advisers, there is no charge for this preliminary meeting and no obligation on either side.
Once you decide to go ahead, we will agree with you how we are paid, either
- a fee, or
- a commission (paid out of the cost of any financial product you may buy), or
- a combination of fee and commission
We will always tell you about any commission we earn, and it will be taken into account in working out any fee. If we agree a fee, it will usually be based on time spent and evaluated at a rate per hour calculated to recover our costs.
Whether we take our remuneration by way of commission or fees will be a matter of discussion and agreement, and no charges for fees will be made without prior notification in writing.